Company:  INDEPENDENT BANK CORP /MI ... (IBCP)
Form Type:  424B3
Filing Date:  2/13/2018 
CIK:  0000039311 
Address:  4200 E BELTLINE AVE 
City, State, Zip:  GRAND RAPIDS, Michigan 49525 
Telephone:  (800) 355-0641 
Fiscal Year:  12/31 
Last Trade
Last Trade: 
$26.30  
Change: 
0.25 (0.96%)  
Trade Time: 
Jun 22  
Market Cap: 
$634.01M
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© 2018  
Description of Business
Independent Bank Corporation was incorporated under the laws of the State of Michigan on September 17, 1973, for the purpose of becoming a bank holding company. We are registered under the Bank Holding Company Act of 1956, as amended, and own all of the outstanding stock of Independent Bank (the "bank"), which is also organized under the laws of the State of Michigan. Aside from the stock of our bank, we have no other substantial assets. We conduct no business except for the collection of dividends or returns of capital from our bank and the payment of dividends to our shareholders and the payment of interest on subordinated debentures. We have established certain employee retirement plans, including an employee stock ownership plan (ESOP) and deferred compensation plans, as well as health and other insurance programs, the cost of which is borne by our subsidiaries.
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  FORM 424B3
    AVAILABLE INFORMATION
    TABLE OF CONTENTS
    FORWARD-LOOKING STATEMENTS
    QUESTIONS AND ANSWERS ABOUT THE MERGER
    SUMMARY
    Summary Selected Consolidated Financial Information of TCSB
    RISK FACTORS
    PROPOSAL 1 - THE MERGER
      INCOME STATEMENT
    Material United States Federal Income Tax Consequences
    THE MERGER AGREEMENT
    Market for TCSB Common Stock and Dividends
      BENEFICIAL OWNERS
      BENEFICIAL OWNERS
      BENEFICIAL OWNERS
      BENEFICIAL OWNERS
      Description of Property
      Legal Proceedings
    Management's Discussion and Analysis of Financial Condition ...
      Liquidity and Capital Resources
    CAPITALIZATION
      STOCKHOLDERS EQUITY
      STOCKHOLDERS EQUITY
      Quantitative and Qualitative Disclosures About Market Risk
    Security Ownership of Certain Beneficial Owners and Management
      BENEFICIAL OWNERS
      BENEFICIAL OWNERS
      BENEFICIAL OWNERS
      BENEFICIAL OWNERS
      BENEFICIAL OWNERS
      BENEFICIAL OWNERS
      NAME AND TITLE
    Executive Compensation
      BENEFICIAL OWNERS
      COMPENSATION TABLE
      OPTIONS
    Director Compensation
      Compensation Committee Interlocks and Insider Participation
    Transactions with Related Persons
    Description of Common Stock
    Dividend Policy
    LEGAL MATTERS
    EXPERTS
      STOCKHOLDERS EQUITY
      NOTES TO INTERIM CONDENSED CONSOLIDATED FINANCIAL STATEMENTS
        BALANCE SHEET
    MANAGEMENT'S ANNUAL REPORT ON INTERNAL CONTROL OVER
      REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
        BALANCE SHEET
        INCOME STATEMENT
        STOCKHOLDERS EQUITY
        CASH FLOW
        INCOME STATEMENT
    THE MERGER
      BALANCE SHEET