Company:  ATLANTIC AMERICAN CORP (AAME)
Form Type:  10-K
Filing Date:  4/1/2019 
CIK:  0000008177 
Address:  4370 PEACHTREE RD NE 
City, State, Zip:  ATLANTA, Georgia 30319 
Telephone:  (404) 266-5500 
Fiscal Year:  12/31 
Last Trade
Last Trade: 
$1.73  
Change: 
0.16 (10.19%)  
Trade Time: 
02:34 PM EST  
Market Cap: 
$35.43M
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Description of Business
Atlantic American Corporation, a Georgia corporation incorporated in 1968 (the "Parent" or "Company"), is a holding company that operates through its subsidiaries in well-defined specialty markets within the life and health and property and casualty insurance industries. The Parent's principal operating subsidiaries are American Southern Insurance Company and American Safety Insurance Company (together known as "American Southern") within the property and casualty insurance industry and Bankers Fidelity Life Insurance Company and Bankers Fidelity Assurance Company (together known as "Bankers Fidelity") within the life and health insurance industry. Each of American Southern and Bankers Fidelity is managed separately based upon the type of products it offers, and is evaluated on its individual performance. The Company's strategy is to focus on well-defined geographic, demographic and/or product niches within the insurance marketplace.
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  FORM 10-K
    PART I
      Item 1. Business
        NAME AND TITLE
      Item 1A. Risk Factors
      Item 1B. Unresolved Staff Comments
      Item 2. Properties
      Item 3. Legal Proceedings
      Item 4. Mine Safety Disclosures
    PART II
      Item 5. Market for Registrant's Common Equity, Related ...
      Item 6. Selected Financial Data
      Item 7. Management's Discussion and Analysis of Financial ...
        Liquidity and Capital Resources
      Item 7A. Quantitative and Qualitative Disclosures About ...
      Item 8. Financial Statements and Supplementary Data
        REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
        REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
        BALANCE SHEET
        INCOME STATEMENT
        STOCKHOLDERS EQUITY
        CASH FLOW
        NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
      Item 9. Changes in and Disagreements with Accountants on ...
      Item 9A. Controls and Procedures
      Item 9B. Other Information
    PART III
    PART IV
      Item 15. Exhibits and Financial Statement Schedules
    SIGNATURES
    BALANCE SHEET
    BALANCE SHEET
    INCOME STATEMENT
    CASH FLOW
  EXHIBIT 16.1
  EXHIBIT 23.1
    CONSENT OF DIXON HUGHES GOODMAN LLP
  EXHIBIT 23.2
    CONSENT OF BDO USA LLP
  EXHIBIT 31.1
    CERTIFICATION OF THE PRINCIPAL EXECUTIVE OFFICER
  EXHIBIT 31.2
    CERTIFICATION OF THE PRINCIPAL FINANCIAL OFFICER
  EXHIBIT 32.1
    Certifications Pursuant to §906 of the Sarbanes-Oxley Act of ...